Tax planning

While taxes are inescapable, there are several ways to invest to minimize their impact, either at the time of the investment or upon disbursement.

Income and gains from your investments are taxed differently depending on the investment vehicle you had chosen.  Good planning will ensure that you are offered vehicles that take into consideration your tax situation and will help you grow your wealth more efficiently.

We will analyze with you your portfolio and identify ways to generate tax savings.  Furthermore, we can advise you on the possibilities of income splitting, i.e., with your spouse or children, and investment strategies in different registered plans.  Lastly, our Financial Planner exclusively dedicated to our clients and member of the Institut Québécois de la Planification Financière (IQPF) may have recourse to internal experts from National Bank or refer you to external tax specialists in the case of more advanced needs.

* Please note that these external services could incur costs that are to be discussed directly with the experts referred to.